Personal, business, home, mortgage, agriculture and project finance — arranged across a panel of 200+ banks and NBFCs. Every charge disclosed before you sign. Every credit profile actually read by a person.
Illustrative figures. Your actual offer depends on your credit profile.
Our lending & credit-bureau panel includes
Each product is priced and structured differently, because a crop loan and a project loan have nothing in common except the word loan. Pick the one that fits and see the full terms up front.
From the first question to money in your account, the whole thing runs online. You will know where your file stands at every point.
Check eligibility
Answer a few questions. We match you against the schemes you actually qualify for — no guessing, no wasted applications.
Apply online
Basic details and documents. Smart analytics auto-fill what it can, so you type as little as possible.
Get digital approval
Compare offers from our panel of 200+ lenders and take digital approval from the one you pick.
Track your application
Live status, from submitted to disbursed. No phone calls needed to find out where it stands.
Most lenders sell you the one product they hold. We run your file across the whole panel and bring back what actually fits — then tell you plainly what it costs.
Quick approvals
Minimal paperwork and a fast assessment. Most applicants have an indicative decision the same working day.
Genuinely low rates
We shop your file across the panel instead of selling you the one product we happen to hold.
Every credit profile reviewed
A thin file or a past default is not an automatic no. Each case is assessed on its own facts.
Transparent, always
Every charge is on the sheet before you sign. No processing fee that appears at disbursal.
Flexible structures
Tenure, EMI date and prepayment terms are set to fit your income, not our reporting cycle.
A named person on your file
One point of contact who knows your case, from application through to final disbursal.
Bravia does not lend its own money — it places your requirement with the group most likely to fund it. These are the kinds of capital we work across.
Public sector banks
Scheduled commercial banks for mainstream secured lending, where pricing is keenest and the process is the most structured.
Private sector banks
Faster turnaround and more flexible underwriting than a public sector file usually allows, at a modest premium on rate.
NBFCs
Non-banking finance companies that will look at a case on its cash flow and security when a bank's policy grid says no.
Housing finance companies
Specialist lenders for residential purchase, construction and loan against property, including self-employed profiles.
Asset reconstruction companies
Where an account has already been classified NPA, these are the parties who acquire and restructure stressed exposure.
Private investors & HNIs
Individual investors who fund against clear, marketable security — usually where speed matters more than the last half-percent.
Investment funds & family offices
Pooled private capital for larger tickets, structured deal by deal rather than off a standard product sheet.
Corporate & strategic lenders
Businesses and strategic parties who lend into their own sector, and bring an understanding of it that a generalist will not.
Panel details stay private
Individual investors and institutions on our panel are not named publicly. Their details stay confidential, and any lender is disclosed to you directly once your case is matched.
200+ lending partners across these groups. Which one funds your case depends on the file.
Move the sliders. This is the same reducing-balance formula every lender uses, so the figure you see here is the figure you should expect on a sanction letter at that rate.
A shorter tenure shrinks the teal slice fast.
- Principal
- ₹12,00,000
- Total interest
- ₹3,47,561
- Total payable
- ₹15,47,561
An estimate. Your sanctioned rate depends on your credit profile, income and the lender. Processing fees and insurance are not included above.
Every term explained before you sign
Rate, tenure, processing fee, prepayment terms, penalty structure. All of it, in writing, before a signature. If a charge is not on your sanction letter, you do not owe it.
Sized to what you can repay
We will lend you less than you asked for if the EMI does not fit your income, and we will tell you why. Approving a loan that breaks someone is not a service.
Advice that sometimes costs us the deal
If a balance transfer on your existing loan beats anything we can arrange, we will say so. Long-term relationships are worth more than one file.
Real files, real disbursals. Names shortened where customers asked us to.
“Working capital came through in four days when the mill needed a bulk payment. Bravia's team had my file ready before I had finished worrying about it.”
If yours is not here, call us. An enquiry costs nothing and commits you to nothing.
At minimum: proof of identity (Aadhaar, PAN, passport, voter ID or driving licence), proof of address, and proof of income — salary slips and bank statements if you are salaried, or ITRs and bank statements if you are self-employed. Secured loans add property papers. Each loan page carries its own complete list, so you can collect everything in one go.
Find out what you qualify for. It takes three minutes.
No credit-score hit for checking. No obligation to proceed. Just a clear answer on what is available to you and what it would cost.