Working capital, machinery, expansion — structured so repayment follows your revenue, not the calendar.
Illustrative photographWhether you are a startup finding its feet, an established SME, or a larger enterprise, financing should follow the shape of your business. We structure facilities around your billing cycle, seasonality and growth plan — not a fixed template.
Repayment schedules matched to your cash flow cycle.
Structured, not templated
Expansion, working capital, machinery or a mix — the facility is built for the use.
Rates that respect margins
Competitive pricing so the cost of funds does not eat the growth it paid for.
Quick turnaround
Fast assessment and disbursal, so you stay focused on running the business.
Light paperwork
A short, clearly listed document set. No open-ended requests weeks into the process.
One product name, several different structures. We will point you at the one that costs you least.
Working capital loans
Keep cash flow steady and cover day-to-day operating expenses.
Equipment financing
Buy or upgrade machinery without draining reserves.
Term loans
Long-horizon funding for expansion and major investment.
Invoice financing
Turn unpaid invoices into working capital today.
Line of credit
Draw funds as you need them; pay interest only on what you use.
Business operating for at least 2 years
Annual turnover of ₹50 lakh or above
Healthy credit history for the entity and its promoters
KYC, financial statements and bank records available
Not sure you qualify?
Checking does not affect your credit score and does not commit you to anything. Send your details and we will tell you honestly where you stand.
Check eligibilityCollect these once and the rest moves quickly. Missing paperwork is the single biggest cause of delay on any loan file.
Business proof
- Certificate of incorporation, partnership deed or LLP agreement
- Business PAN card
- GST registration certificate
- Shop & establishment certificate, if applicable
Promoter identity
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Driving Licence
Promoter address
- Aadhaar Card
- Utility bill (electricity, water, gas)
- Passport
- Voter ID
- Registered rent agreement
Business financials
- Audited financial statements (last 2 years)
- Bank statements (last 12 months)
- Business plan
- Projections — sales, expenses, profit, cash flow
Promoter income
- Latest salary slips (last 3 months)
- Bank statements (last 6 months)
- Form 16 or ITR (last 2 years)
- Income tax returns (last 2 years)
- Audited financials, where applicable
Move the sliders. This is the same reducing-balance formula every lender uses, so the figure you see here is the figure you should expect on a sanction letter at that rate.
A shorter tenure shrinks the teal slice fast.
- Principal
- ₹12,00,000
- Total interest
- ₹3,47,561
- Total payable
- ₹15,47,561
An estimate. Your sanctioned rate depends on your credit profile, income and the lender. Processing fees and insurance are not included above.