Buy, build, renovate or extend — with tenures stretching to 30 years so the EMI stays comfortable.
Illustrative photographBuying a home is the largest financial decision most people make. Our job is to make the funding part of it calm and predictable — clear rates, a tenure you pick, and someone who answers the phone when the paperwork gets confusing.
Long tenures keep the monthly number livable.
Up to 90% funded
A smaller down payment means your savings stay intact for the move itself.
5 to 30 year tenures
Stretch it for a lighter EMI, or close it early — part-prepayment is welcome.
Rates among the market's lowest
On a 20-year loan, a fraction of a percent is a meaningful amount of money.
Help through the legal maze
Title checks, builder paperwork, registration — our team has seen it all before.
One product name, several different structures. We will point you at the one that costs you least.
Home purchase loans
For a ready-to-move or under-construction property.
Home construction loans
Build on a plot you already own, disbursed in stages.
Home renovation loans
Repair, remodel and refresh what you already have.
Home extension loans
Add a floor or a room as the family grows.
Balance transfer
Move an existing home loan to a lower rate.
Top-up loans
Additional funds on the home loan you already run.
Age 21 to 60 years (salaried) or 21 to 65 years (self-employed)
2+ years of work experience, or 3+ years in business
Steady, documentable income
Good credit history improves both approval odds and your rate
Clear, legally compliant property documents
Not sure you qualify?
Checking does not affect your credit score and does not commit you to anything. Send your details and we will tell you honestly where you stand.
Check eligibilityCollect these once and the rest moves quickly. Missing paperwork is the single biggest cause of delay on any loan file.
Proof of identity
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
- Driving Licence
Proof of address
- Aadhaar Card
- Utility bill (electricity, water, gas)
- Passport
- Voter ID
- Registered rent agreement
If salaried
- Latest salary slips (last 3 months)
- Bank statements (last 6 months)
- Form 16 or ITR (last 2 years)
If self-employed
- Income tax returns (last 2 years)
- Bank statements (last 6 months)
- Audited financials, where applicable
Property papers
- Sale agreement or allotment letter
- Title deed and chain of ownership documents
- Approved building plan
- Latest property tax receipt
- Builder's NOC, for an under-construction property
Move the sliders. This is the same reducing-balance formula every lender uses, so the figure you see here is the figure you should expect on a sanction letter at that rate.
A shorter tenure shrinks the teal slice fast.
- Principal
- ₹12,00,000
- Total interest
- ₹3,47,561
- Total payable
- ₹15,47,561
An estimate. Your sanctioned rate depends on your credit profile, income and the lender. Processing fees and insurance are not included above.